Local gateway · Gulf and MENA Tap Payments for Gulf transfer operators
One Tap account gives your customers the payment method of their own country, whether that is mada in Riyadh, KNET in Kuwait City or BENEFIT in Manama, plus cards with 3-D Secure, Apple Pay and Google Pay.
- Countries
- 8
- Methods
- 13
- Local account in
- 6
Last verified 11 Nov 2026
In short
- Tap Payments is available in TransferArc in eight countries: Saudi Arabia, the UAE, Kuwait, Bahrain, Qatar, Oman, Egypt and Jordan.
- Tap reports licences in all six GCC states; for Egypt and Jordan, confirm local account opening with Tap.
- Each customer sees only the methods of their country that are enabled on your Tap account.
What Tap Payments does in TransferArc
- Type
- Local / regional gateway
- Official website
- tap.company ↗
Tap Payments is a payments company founded in Kuwait that connects merchants to the Gulf’s local card networks. Its hosted page shows every method enabled on the merchant account: cards with 3-D Secure, mada, STC Pay, KNET, BENEFIT, OmanNet, NAPS/QPay, Fawry and Apple Pay.
TransferArc connects with your Tap secret key. Because one account covers several Gulf schemes, a group running transfers in more than one GCC country can keep one gateway across its markets.
Tap Payments in TransferArc: 8 countries
Countries where a transfer company can connect this gateway in TransferArc, and whether a company registered there can open the merchant account locally.
What your customers can pay with
The methods the gateway offers through TransferArc. A customer sees the ones that exist in their country and that you have switched on in your Tap Payments account.
Cards
Visa · Mastercard · American Express
Local card schemes
mada · KNET · BENEFIT · OmanNet · NAPS / QPay
Wallets
STC Pay · Apple Pay · Google Pay
Pay later / instalments
Tabby (pay later)
Cash reference
Fawry
| Country | Methods a customer there can see |
|---|---|
| Bahrain | Visa, Mastercard, American Express, STC Pay, Apple Pay, Google Pay, BENEFIT |
| Egypt | Visa, Mastercard, American Express, Apple Pay, Google Pay, Fawry |
| Jordan | Visa, Mastercard, American Express, Apple Pay, Google Pay |
| Kuwait | Visa, Mastercard, American Express, STC Pay, Apple Pay, Google Pay, KNET, Tabby (pay later) |
| Oman | Visa, Mastercard, American Express, Apple Pay, Google Pay, OmanNet |
| Qatar | Visa, Mastercard, American Express, Apple Pay, Google Pay, NAPS / QPay |
| Saudi Arabia | Visa, Mastercard, American Express, mada, STC Pay, Apple Pay, Google Pay, Tabby (pay later) |
| United Arab Emirates | Visa, Mastercard, American Express, Apple Pay, Google Pay, Tabby (pay later) |
Why Gulf operators use Tap
Every local scheme
mada, KNET, BENEFIT, OmanNet and NAPS from one account, so the local debit card works.
Apple Pay and Google Pay
Both wallets on the hosted page for guests booking on a phone.
Pay later
Tabby is in Tap’s method list for customers who split a larger booking, where enabled.
Connect Tap Payments to TransferArc
Built in: no plugin and no code. You use your own merchant account, so payouts go straight to you.
- 01 Open your merchant accountSign up with Tap Payments and complete its business verification. Switch on the payment methods you want customers to see.
- 02 Copy your credentialsTransferArc asks for: Secret key (kept secret).
- 03 Connect in Finance → Online paymentsPaste the credentials, test a payment on the sandbox account, then switch to live.
- 04 Take bookings paid onlineCustomers pay for their transfer on Tap Payments’s secure page; the payment is matched to the booking and posted to your ledger.
Good fit for
- Multi-country GCC groupsOne gateway for Saudi, UAE, Kuwaiti and other Gulf entities.
- Airport and hotel transfersLocal residents paying with a debit card on a domestic scheme.
- Umrah and pilgrim transportSaudi operators taking mada and Apple Pay.
Tap Payments vs alternatives in TransferArc
| Gateway | Type | Countries in TransferArc | Local methods | Apple Pay | Google Pay |
|---|---|---|---|---|---|
| Tap Payments | Local | 8 | mada, STC Pay, KNET, BENEFIT, OmanNet, NAPS / QPay… | ✓ | ✓ |
| MyFatoorah | Local | 7 | KNET, mada, BENEFIT, Tabby (pay later) | ✓ | — |
| Moyasar | Local | 1 | mada, STC Pay, Samsung Pay | ✓ | — |
| Network International (N-Genius) | Local | 1 | Jaywan | ✓ | ✓ |
Sources and verification. Gateway list, methods and credentials: TransferArc integration register. Country account rules: www.tap.company. Last verified 11 November 2026. Payment acceptance (what a customer can pay with) is not the same as merchant eligibility (who can open the account) or payouts (where money is settled): confirm the last two with Tap Payments for your company.
Tap Payments logo from the official Tap Payments website; trademarks belong to their owners. TransferArc is not affiliated with Tap Payments.
Frequently asked questions.
In which countries can I use Tap Payments in TransferArc?
Saudi Arabia, the United Arab Emirates, Kuwait, Bahrain, Qatar, Oman, Egypt and Jordan.
Will a customer in Jordan see mada or KNET?
No. Customers see only the methods that exist in their country and are enabled on your account; mada appears in Saudi Arabia and KNET in Kuwait.
What does TransferArc need?
Your Tap secret key, under Finance → Online payments. Test with Tap’s sandbox account before going live.
Can I use Tap with another gateway?
Yes. Many operators add Stripe or Airwallex for international cards.