Local gateway · Morocco CMI for Moroccan transfer payments
Morocco’s interbank card centre lets Moroccan and foreign cardholders pay for transfers on CMI’s secure page with 3-D Secure, using your CMI merchant account.
CMI (Centre Monétique Interbancaire)
- Countries
- 1
- Methods
- 3
- Local account in
- 1
Last verified 11 Nov 2026
In short
- CMI is available in TransferArc for companies in Morocco.
- Methods: Moroccan bank cards, Visa and Mastercard, with 3-D Secure.
- Refunds are made in CMI’s back office.
The Centre Monétique Interbancaire (CMI) is the interbank organisation behind card payments in Morocco. Its 3D Pay Hosting page takes Moroccan bank cards and international Visa and Mastercard.
TransferArc connects with your CMI client ID (merchant ID) and store key. Tourists booking a Marrakech or Casablanca airport transfer pay with their own card; residents pay with a Moroccan card.
Why Moroccan operators use CMI
Moroccan cards
Local bank cards that foreign gateways do not reach.
Tourist cards
Visa and Mastercard from visitors, with 3-D Secure.
Hosted page
Card details are entered on CMI’s page, not on your site.
CMI (Centre Monétique Interbancaire) in TransferArc: 1 country
Countries where a transfer company can connect this gateway in TransferArc, and whether a company registered there can open the merchant account locally.
Connect CMI (Centre Monétique Interbancaire) to TransferArc
Built in: no plugin and no code. You use your own merchant account, so payouts go straight to you.
- 01 Open your merchant accountSign up with CMI (Centre Monétique Interbancaire) and complete its business verification. Switch on the payment methods you want customers to see.
- 02 Copy your credentialsTransferArc asks for: Client ID (merchant ID), Store key (kept secret).
- 03 Connect in Finance → Online paymentsPaste the credentials, test a payment on the sandbox account, then switch to live.
- 04 Take bookings paid onlineCustomers pay for their transfer on CMI (Centre Monétique Interbancaire)’s secure page; the payment is matched to the booking and posted to your ledger.
Good to know: Refunds in CMI's back office.
What your customers can pay with
The methods the gateway offers through TransferArc. A customer sees the ones that exist in their country and that you have switched on in your CMI (Centre Monétique Interbancaire) account.
Cards
Visa · Mastercard
Local card schemes
CMI cards (Moroccan bank cards)
CMI (Centre Monétique Interbancaire) vs alternatives in TransferArc
Good fit for
- Airport transfersMarrakech, Casablanca, Agadir and Fes airports.
- Tour transportDesert and city tours booked in advance.
- Hotel and riad transfersGuests paying before arrival.
Sources and verification. Gateway list, methods and credentials: TransferArc integration register. Country account rules: www.cmi.co.ma. Last verified 11 November 2026. Payment acceptance (what a customer can pay with) is not the same as merchant eligibility (who can open the account) or payouts (where money is settled): confirm the last two with CMI (Centre Monétique Interbancaire) for your company.
CMI (Centre Monétique Interbancaire) logo from the official CMI (Centre Monétique Interbancaire) website; trademarks belong to their owners. TransferArc is not affiliated with CMI (Centre Monétique Interbancaire).
Frequently asked questions.
Where is CMI available in TransferArc?
In Morocco.
How do I refund a CMI payment?
In CMI’s back office. TransferArc records the refund against the booking.
Does CMI offer Apple Pay?
Not in the TransferArc register; CMI takes cards.
What does TransferArc need?
Your CMI client ID (merchant ID) and store key, under Finance → Online payments.