Tap Payments
Visa · Mastercard · American Express · mada · STC Pay · Apple Pay · Google Pay · Tabby (pay later)
Companies registered here can open an account
About Tap PaymentsSaudi Arabia · SAR · mada market Online payments for Saudi transfer companies
In Saudi Arabia a gateway without mada loses most local customers. Tap Payments, Moyasar and MyFatoorah all take mada, Apple Pay and cards in TransferArc, next to ZATCA-ready invoicing.
Moyasar
- Currency
- SAR
- Gateways
- 5
- Local methods
- 4
Last verified 11 Nov 2026
In short
- Five gateways work in TransferArc for Saudi Arabia: Tap Payments, Moyasar and MyFatoorah (local), plus Stripe and Airwallex.
- All three local gateways take mada and Apple Pay; STC Pay through Tap and Moyasar; Tabby through Tap and MyFatoorah.
- Stripe and Airwallex do not open accounts for Saudi companies.
- PayPal is not available because PayPal does not accept SAR.
Payment market
How Saudi Arabia pays
- Currency
- Saudi riyal (SAR)
- National debit network
- mada
- Phone payments
- Apple Pay, STC Pay
- E-invoicing
- ZATCA (Fatoorah)
mada is the national debit network that connects Saudi bank cards, and paying with a mada card through Apple Pay is common. A gateway that only takes Visa and Mastercard misses much of the domestic market.
Saudi transfer companies also issue ZATCA e-invoices. TransferArc links the two: the paid booking produces a compliant invoice and a ledger entry. See TransferArc in Saudi Arabia.
Payment gateways for Saudi Arabia in TransferArc
3 local and 2 international gateways a transfer company in Saudi Arabia can connect today under Finance → Online payments, each with its own merchant account.
Local gateways
MyFatoorah
Visa · Mastercard · American Express · Apple Pay · mada · Tabby (pay later)
Companies registered here can open an account
About MyFatoorahMoyasarMoyasar
mada · Visa · Mastercard · American Express · STC Pay · Apple Pay · Samsung Pay
Companies registered here can open an account
About MoyasarInternational gateways
Stripe
Visa · Mastercard · American Express · Apple Pay · Google Pay
Needs an account registered in a country the gateway serves
About StripeAirwallex
Visa · Mastercard · American Express · Apple Pay · Google Pay · Alipay · WeChat Pay
Needs an account registered in a country the gateway serves
About Airwallex
Payment methods
How customers in Saudi Arabia can pay for a transfer
Cards
Visa · Mastercard · American Express
Local card schemes
mada
Wallets
STC Pay · Apple Pay · Google Pay · Samsung Pay · Alipay · WeChat Pay
Pay later / instalments
Tabby (pay later)
| Local method | Through |
|---|---|
| mada | Tap Payments, MyFatoorah, Moyasar |
| STC Pay | Tap Payments, Moyasar |
| Tabby (pay later) | Tap Payments, MyFatoorah |
| Samsung Pay | Moyasar |
Compare
Compare payment gateways in Saudi Arabia
| Gateway | Local methods | Apple Pay | Google Pay | Account for a company in Saudi Arabia | TransferArc needs |
|---|---|---|---|---|---|
| Tap Payments | mada, STC Pay, Tabby (pay later) | ✓ | ✓ | Local account | Secret key |
| MyFatoorah | mada, Tabby (pay later) | ✓ | — | Local account | API token key |
| Moyasar | mada, STC Pay, Samsung Pay | ✓ | — | Local account | Secret key |
| Stripe | — | ✓ | ✓ | Foreign account | Secret key |
| Airwallex | — | ✓ | ✓ | Foreign account | Client ID, API key |
Local account: open it with a company registered in Saudi Arabia. Foreign account: the merchant account must belong to an entity in a country the gateway serves. Payouts: confirm with the gateway.
Choosing
Which gateway to pick in Saudi Arabia
- Saudi-only operatorMoyasar: mada, Apple Pay, STC Pay and Samsung Pay.
- Group across the GulfTap Payments or MyFatoorah: one provider in several GCC countries.
- Pay laterTabby through Tap or MyFatoorah.
Use cases
Where online payment helps Saudi operators
01
Umrah and pilgrim transport
Jeddah, Makkah and Madinah transfers paid before arrival.
02
Riyadh limousine service
Corporate and airport chauffeur work paid by mada or Apple Pay.
03
Events and tourism
Seasonal demand paid online, with Tabby for larger bookings.
Sources and verification. Gateways, methods and credentials: TransferArc integration register. Local account rules: tap.company, myfatoorah.com, moyasar.com, stripe.com/global, help.airwallex.com/hc/en-gb/articles/4408591334937. Central bank or regulator: Saudi Central Bank (SAMA). Last verified 11 Nov 2026.
Logos are the gateways’ own, from their official websites; trademarks belong to their owners. Flag: flag-icons (MIT).
FAQ
Frequently asked questions.
Which payment gateways can a Saudi transfer company use in TransferArc?
Tap Payments, Moyasar, MyFatoorah, Stripe and Airwallex.
Which gateways take mada?
Tap Payments, Moyasar and MyFatoorah.
Can a Saudi company open a Stripe account?
No. Saudi Arabia is not on Stripe’s list of supported countries, nor on Airwallex’s list.
Does it work with ZATCA e-invoicing?
Yes. TransferArc issues the e-invoice for the paid booking through its Saudi country pack.
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