CMI (Centre Monétique Interbancaire)CMI (Centre Monétique Interbancaire)
CMI cards (Moroccan bank cards) · Visa · Mastercard
Companies registered here can open an account
About CMI (Centre Monétique Interbancaire)Morocco · MAD · Card market Online payments for Moroccan transfer companies
Tourists and residents both pay by card in Morocco. CMI, the country’s interbank card centre, takes Moroccan and international cards with 3-D Secure in TransferArc.
CMI (Centre Monétique Interbancaire)
- Currency
- MAD
- Gateways
- 3
- Local methods
- 1
Last verified 11 Nov 2026
Payment market
How Morocco pays
- Currency
- Moroccan dirham (MAD)
- Card centre
- CMI (Centre Monétique Interbancaire)
- Regulator
- Bank Al-Maghrib
- Key airports
- Casablanca (CMN), Marrakech (RAK), Agadir (AGA)
Card payments in Morocco run through the CMI, the interbank card centre set up by Moroccan banks. Its hosted page takes Moroccan bank cards and international cards, with 3-D Secure.
Tourism drives much of the transfer business, from Marrakech riads to Agadir resorts, so international cards matter as much as local ones.
Payment gateways for Morocco in TransferArc
1 local and 2 international gateways a transfer company in Morocco can connect today under Finance → Online payments, each with its own merchant account.
Local gateways
CMI (Centre Monétique Interbancaire)International gateways
Stripe
Visa · Mastercard · American Express · Apple Pay · Google Pay
Needs an account registered in a country the gateway serves
About StripeAirwallex
Visa · Mastercard · American Express · Apple Pay · Google Pay · Alipay · WeChat Pay
Needs an account registered in a country the gateway serves
About Airwallex
Compare
Compare payment gateways in Morocco
| Gateway | Local methods | Apple Pay | Google Pay | Account for a company in Morocco | TransferArc needs |
|---|---|---|---|---|---|
| CMI (Centre Monétique Interbancaire) | CMI cards (Moroccan bank cards) | — | — | Local account | Client ID (merchant ID), Store key |
| Stripe | — | ✓ | ✓ | Foreign account | Secret key |
| Airwallex | — | ✓ | ✓ | Foreign account | Client ID, API key |
Local account: open it with a company registered in Morocco. Foreign account: the merchant account must belong to an entity in a country the gateway serves. Payouts: confirm with the gateway.
Use cases
Where online payment helps Moroccan operators
01
Marrakech airport and riad transfers
Guests paying before arrival.
02
Desert tours
Multi-day trips to the Sahara paid in advance.
03
Casablanca business travel
Corporate airport transfers.
Payment methods
How customers in Morocco can pay for a transfer
Cards
Visa · Mastercard · American Express
Local card schemes
CMI cards (Moroccan bank cards)
Wallets
Apple Pay · Google Pay · Alipay · WeChat Pay
| Local method | Through |
|---|---|
| CMI cards (Moroccan bank cards) | CMI (Centre Monétique Interbancaire) |
Choosing
Which gateway to pick in Morocco
- Local companyCMI: Moroccan and international cards.
- International entityStripe or Airwallex, if your group has an entity in a country they serve.
- RefundsMade in CMI’s back office.
Sources and verification. Gateways, methods and credentials: TransferArc integration register. Local account rules: cmi.co.ma, stripe.com/global, help.airwallex.com/hc/en-gb/articles/4408591334937. Central bank or regulator: Bank Al-Maghrib. Last verified 11 Nov 2026.
Logos are the gateways’ own, from their official websites; trademarks belong to their owners. Flag: flag-icons (MIT).
FAQ
Frequently asked questions.
Which payment gateways can a Moroccan transfer company use in TransferArc?
CMI, Stripe and Airwallex.
Can tourists pay with their own card?
Yes. CMI takes Visa and Mastercard with 3-D Secure.
Can a Moroccan company open a Stripe account?
No. Morocco is not on Stripe’s or Airwallex’s list of supported countries.
Is PayPal available?
No. PayPal does not accept MAD.
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