Türkiye · TRY · Instalment card market Online payments for Türkiye transfer companies

Turkish cardholders expect instalments (taksit) and 3-D Secure. iyzico and PayTR both offer them in TransferArc, with the domestic TROY scheme next to Visa, Mastercard and Amex.

Flag of Türkiye
Currency
TRY
Gateways
4
Local methods
2

Last verified 11 Nov 2026

In short

  • Four gateways work in TransferArc for Türkiye: iyzico and PayTR (local), plus Stripe and Airwallex.
  • Both local gateways take TROY and international cards with 3-D Secure and instalments; iyzico adds its wallet.
  • Stripe and Airwallex do not open accounts for Turkish companies.
  • PayPal is not available because PayPal does not accept TRY.
Payment market

How Türkiye pays

Currency
Turkish lira (TRY)
Domestic card scheme
TROY (BKM)
Card habit
Instalments (taksit), 3-D Secure
Key airports
Istanbul (IST, SAW), Antalya (AYT)

Türkiye is a card market with a strong instalment culture: many credit cards let the holder split a purchase into monthly taksit. TROY is the domestic card scheme of the Interbank Card Center (BKM).

Istanbul’s two airports and the Antalya coast make transfers a large business, with foreign tourists paying by international card.

Payment gateways for Türkiye in TransferArc

2 local and 2 international gateways a transfer company in Türkiye can connect today under Finance → Online payments, each with its own merchant account.

Local gateways

iyzico

TROY · Visa · Mastercard · American Express · Pay with iyzico

Companies registered here can open an account

About iyzico

PayTR

TROY · Visa · Mastercard · American Express

Companies registered here can open an account

About PayTR

International gateways

Stripe

Visa · Mastercard · American Express · Apple Pay · Google Pay

Needs an account registered in a country the gateway serves

About Stripe

Airwallex

Visa · Mastercard · American Express · Apple Pay · Google Pay · Alipay · WeChat Pay

Needs an account registered in a country the gateway serves

About Airwallex
Compare

Compare payment gateways in Türkiye

GatewayLocal methodsApple PayGoogle PayAccount for a company in TürkiyeTransferArc needs
iyzico TROY, Pay with iyzico —— Local account API key, Secret key
PayTR TROY —— Local account Merchant ID (Mağaza No), Merchant key, Merchant salt
Stripe — ✓✓ Foreign account Secret key
Airwallex — ✓✓ Foreign account Client ID, API key

Local account: open it with a company registered in Türkiye. Foreign account: the merchant account must belong to an entity in a country the gateway serves. Payouts: confirm with the gateway.

Use cases

Where online payment helps Turkish operators

01

Istanbul airport transfers

IST and SAW pickups paid in advance.

02

Antalya resort transfers

Hotel transfers for tourists.

03

VIP and corporate transport

Larger bookings split into instalments.

Payment methods

How customers in Türkiye can pay for a transfer

Cards

Visa · Mastercard · American Express

Local card schemes

TROY

Wallets

Pay with iyzico · Apple Pay · Google Pay · Alipay · WeChat Pay

Local methodThrough
TROYiyzico, PayTR
Pay with iyzicoiyzico
Choosing

Which gateway to pick in Türkiye

  • With a walletiyzico: Pay with iyzico for returning customers.
  • iFrame with server confirmationPayTR: set the notification URL in the PayTR panel.
  • BothTake TROY, cards, 3-D Secure and instalments. Compare iyzico and PayTR.

Sources and verification. Gateways, methods and credentials: TransferArc integration register. Local account rules: iyzico.com, paytr.com, stripe.com/global, help.airwallex.com/hc/en-gb/articles/4408591334937. Central bank or regulator: Central Bank of the Republic of Türkiye. Last verified 11 Nov 2026.

Logos are the gateways’ own, from their official websites; trademarks belong to their owners. Flag: flag-icons (MIT).

How we research and verify this information

Türkçe

FAQ

Frequently asked questions.

Which payment gateways can a Turkish transfer company use in TransferArc?

iyzico, PayTR, Stripe and Airwallex.

Do customers get instalments?

Yes, through iyzico or PayTR where the card and your account allow.

Can a Turkish company open a Stripe account?

No. Türkiye is not on Stripe’s or Airwallex’s list of supported countries.

Is PayPal available?

No. PayPal does not accept TRY.