Philippines · PHP · E-wallet market Online payments for Philippine transfer companies

GCash and Maya are how Filipinos pay. Connect Xendit to TransferArc and customers pay for a Manila or Cebu transfer from their e-wallet, or by card.

Request a demo 4 gateways

Currency: PHP
Gateways: 4
Local methods: 2

Last verified 11 Nov 2026

In short

Four gateways work in TransferArc for the Philippines: Xendit (local), Stripe, Airwallex and PayPal.
Xendit adds GCash and Maya.
Philippine companies can open an Airwallex account; Stripe does not list the Philippines.
PayPal accepts PHP.

Payment market

How the Philippines pays

Currency: Philippine peso (PHP)
E-wallets: GCash, Maya
Regulator: Bangko Sentral ng Pilipinas
Key airports: Manila (MNL), Cebu (CEB)

GCash and Maya e-wallets are used for everyday payments across the Philippines, including by many who rarely use a card online.

Cards and PayPal matter for overseas Filipinos booking transport for family, and for tourists heading to Cebu, Boracay and Palawan.

Payment methods

How customers in the Philippines can pay for a transfer

Cards

Visa · Mastercard · American Express

Wallets

GCash · Maya · Apple Pay · Google Pay · Alipay · WeChat Pay · PayPal

Local method	Through
GCash	Xendit
Maya	Xendit

Payment gateways for the Philippines in TransferArc

1 local and 3 international gateways a transfer company in the Philippines can connect today under Finance → Online payments, each with its own merchant account.

Local gateways

Xendit

GCash · Maya · Visa · Mastercard

Companies registered here can open an account

About Xendit

International gateways

Stripe

Visa · Mastercard · American Express · Apple Pay · Google Pay

Needs an account registered in a country the gateway serves

About Stripe

Airwallex

Visa · Mastercard · American Express · Apple Pay · Google Pay · Alipay · WeChat Pay

Companies registered here can open an account

About Airwallex

PayPal

PayPal · Visa · Mastercard · American Express

Local account opening not confirmed — check with the gateway

About PayPal

Choosing

Which gateway to pick in the Philippines

For local customersXendit, for GCash and Maya.
For international cardsAirwallex, which accepts Philippine companies.
PayPalFor overseas payers; PHP is accepted.

Compare

Compare payment gateways in the Philippines

Gateway	Local methods	Apple Pay	Google Pay	Account for a company in the Philippines	TransferArc needs
Xendit	GCash, Maya	—	—	Local account	Secret API key
Stripe	—	✓	✓	Foreign account	Secret key
Airwallex	—	✓	✓	Local account	Client ID, API key
PayPal	—	—	—	Check locally	Client ID, Secret

Local account: open it with a company registered in the Philippines. Foreign account: the merchant account must belong to an entity in a country the gateway serves. Payouts: confirm with the gateway.

Use cases

Where online payment helps Philippine operators

Manila airport pickups

Family members abroad paying for a relative’s pickup.

Island and resort transfers

Tourists paying by card before arrival.

Corporate service

Company accounts paying by card.

Sources and verification. Gateways, methods and credentials: TransferArc integration register. Local account rules: docs.xendit.co/getting-started, stripe.com/global, help.airwallex.com/hc/en-gb/articles/4408591334937, developer.paypal.com/reference/currency-codes/. Central bank or regulator: Bangko Sentral ng Pilipinas. Last verified 11 Nov 2026.

Logos are the gateways’ own, from their official websites; trademarks belong to their owners. Flag: flag-icons (MIT).

How we research and verify this information

Filipino

FAQ

Frequently asked questions.

Which payment gateways can a Philippine transfer company use in TransferArc?

Xendit, Stripe, Airwallex and PayPal.

Can customers pay with GCash?

Yes, through Xendit, with Maya as well.

Can a Philippine company open a Stripe account?

No. The Philippines is not on Stripe’s list; Airwallex lists it among its supported locations.