Indonesia · IDR · QR and e-wallet market Online payments for Indonesian transfer companies

From Bali villa transfers to Jakarta airport pickups, Indonesian customers pay by QRIS, bank virtual account or e-wallet. Xendit brings all three to TransferArc, next to cards.

Flag of Indonesia
Currency
IDR
Gateways
3
Local methods
5

Last verified 11 Nov 2026

In short

  • Three gateways work in TransferArc for Indonesia: Xendit (local) plus Stripe and Airwallex.
  • Xendit adds QRIS, bank virtual accounts, OVO, DANA and ShopeePay.
  • Airwallex opens accounts for Indonesian companies; Stripe lists Indonesia as a preview country.
  • PayPal is not available because PayPal does not accept IDR.
Payment market

How Indonesia pays

Currency
Indonesian rupiah (IDR)
National QR standard
QRIS (Bank Indonesia)
Popular e-wallets
OVO, DANA, ShopeePay
Key airports
Jakarta (CGK), Bali (DPS)

QRIS is Bank Indonesia’s national QR standard: one code that any bank or e-wallet app can pay. Bank virtual accounts, where the customer transfers to a number unique to the booking, are the other everyday method.

Tourism makes cards important too, especially in Bali, where many guests pay with foreign cards. A transfer company in Indonesia serves both groups, so it needs local methods for residents and cards for visitors.

Payment methods

How customers in Indonesia can pay for a transfer

Cards

Visa · Mastercard · American Express

Wallets

OVO · DANA · ShopeePay · Apple Pay · Google Pay · Alipay · WeChat Pay

Bank payments

Bank virtual accounts

QR payments

QRIS

Local methodThrough
QRISXendit
Bank virtual accountsXendit
OVOXendit
DANAXendit
ShopeePayXendit

Payment gateways for Indonesia in TransferArc

1 local and 2 international gateways a transfer company in Indonesia can connect today under Finance → Online payments, each with its own merchant account.

Local gateways

Xendit

QRIS · Bank virtual accounts · OVO · DANA · ShopeePay · Visa · Mastercard

Companies registered here can open an account

About Xendit

International gateways

Stripe

Visa · Mastercard · American Express · Apple Pay · Google Pay

Account opening in preview (invite / limited)

About Stripe

Airwallex

Visa · Mastercard · American Express · Apple Pay · Google Pay · Alipay · WeChat Pay

Companies registered here can open an account

About Airwallex
Choosing

Which gateway to pick in Indonesia

  • For residentsXendit, for QRIS, virtual accounts and e-wallets.
  • For touristsXendit also takes cards; Airwallex adds Apple Pay, Google Pay, Alipay and WeChat Pay.
  • StripePreview in Indonesia: check access with Stripe.
Compare

Compare payment gateways in Indonesia

GatewayLocal methodsApple PayGoogle PayAccount for a company in IndonesiaTransferArc needs
Xendit QRIS, Bank virtual accounts, OVO, DANA, ShopeePay —— Local account Secret API key
Stripe — ✓✓ Preview Secret key
Airwallex — ✓✓ Local account Client ID, API key

Local account: open it with a company registered in Indonesia. Foreign account: the merchant account must belong to an entity in a country the gateway serves. Payouts: confirm with the gateway.

Use cases

Where online payment helps Indonesian operators

01

Bali airport and villa transfers

Tourists paying by card, residents by QRIS.

02

Jakarta corporate transport

Virtual-account transfers from companies.

03

Tour and driver hire

E-wallet payments for day trips.

Sources and verification. Gateways, methods and credentials: TransferArc integration register. Local account rules: docs.xendit.co/getting-started, stripe.com/global, help.airwallex.com/hc/en-gb/articles/4408591334937. Central bank or regulator: Bank Indonesia. Last verified 11 Nov 2026.

Logos are the gateways’ own, from their official websites; trademarks belong to their owners. Flag: flag-icons (MIT).

How we research and verify this information

Bahasa Indonesia

FAQ

Frequently asked questions.

Which payment gateways can an Indonesian transfer company use in TransferArc?

Xendit, Stripe and Airwallex.

Can customers pay with QRIS?

Yes, through Xendit invoices.

Can an Indonesian company open an Airwallex account?

Yes. Indonesia is on Airwallex’s list of supported registration locations.

Is PayPal available?

No. PayPal does not accept IDR.