India · INR · UPI market Online payments for Indian cab and transfer companies

UPI made India a real-time payments country. Connect Razorpay to TransferArc and customers pay for an airport cab or outstation trip by UPI, RuPay, any card, net banking or wallet.

Flag of India
Currency
INR
Gateways
3
Local methods
5

Last verified 11 Nov 2026

In short

  • Three gateways work in TransferArc for India: Razorpay (local) plus Stripe and Airwallex.
  • Razorpay adds UPI, RuPay, net banking, wallets and EMI.
  • Airwallex opens accounts for Indian companies; Stripe lists India as a preview country.
  • PayPal is not available because PayPal does not accept INR.
Payment market

How India pays

Currency
Indian rupee (INR)
Real-time payments
UPI (run by NPCI)
Domestic card scheme
RuPay
Regulator
Reserve Bank of India

UPI, the Unified Payments Interface run by the National Payments Corporation of India, lets anyone pay from a banking or payments app with a UPI ID or QR code. For bookings that is the default: fast, familiar and free for the payer.

Cards still matter for corporate travel and visitors, and RuPay is the domestic scheme behind many debit cards. Net banking and EMI cover larger corporate and tour payments. Indian cab and taxi operators usually collect in advance by UPI and invoice companies monthly.

Payment methods

How customers in India can pay for a transfer

Cards

Visa · Mastercard · American Express

Local card schemes

RuPay

Wallets

Mobile wallets · Apple Pay · Google Pay · Alipay · WeChat Pay

Bank payments

UPI · Net banking

Pay later / instalments

Card EMI

Local methodThrough
UPIRazorpay
RuPayRazorpay
Net bankingRazorpay
Mobile walletsRazorpay
Card EMIRazorpay

Payment gateways for India in TransferArc

1 local and 2 international gateways a transfer company in India can connect today under Finance → Online payments, each with its own merchant account.

Local gateways

Razorpay

UPI · RuPay · Visa · Mastercard · American Express · Net banking · Mobile wallets · Card EMI

Companies registered here can open an account

About Razorpay

International gateways

Stripe

Visa · Mastercard · American Express · Apple Pay · Google Pay

Account opening in preview (invite / limited)

About Stripe

Airwallex

Visa · Mastercard · American Express · Apple Pay · Google Pay · Alipay · WeChat Pay

Companies registered here can open an account

About Airwallex
Choosing

Which gateway to pick in India

  • For Indian customersRazorpay, for UPI, RuPay and net banking.
  • For inbound travellersAirwallex: Indian companies can open an account and take international cards and wallets.
  • StripeListed by Stripe as a preview country for India: check access with Stripe.
Compare

Compare payment gateways in India

GatewayLocal methodsApple PayGoogle PayAccount for a company in IndiaTransferArc needs
Razorpay UPI, RuPay, Net banking, Card EMI —— Local account Key ID, Key secret
Stripe — ✓✓ Preview Secret key
Airwallex — ✓✓ Local account Client ID, API key

Local account: open it with a company registered in India. Foreign account: the merchant account must belong to an entity in a country the gateway serves. Payouts: confirm with the gateway.

Use cases

Where online payment helps Indian operators

01

Airport cabs

Prepaid airport pickups paid by UPI from a link sent on WhatsApp.

02

Outstation trips

Advance payment for multi-day hire.

03

Corporate employee transport

Monthly invoices paid by net banking or card.

Sources and verification. Gateways, methods and credentials: TransferArc integration register. Local account rules: razorpay.com, stripe.com/global, help.airwallex.com/hc/en-gb/articles/4408591334937. Central bank or regulator: Reserve Bank of India. Last verified 11 Nov 2026.

Logos are the gateways’ own, from their official websites; trademarks belong to their owners. Flag: flag-icons (MIT).

How we research and verify this information

हिन्दी

FAQ

Frequently asked questions.

Which payment gateways can an Indian transfer company use in TransferArc?

Razorpay, Stripe and Airwallex.

Can customers pay by UPI?

Yes, through Razorpay Payment Links.

Can an Indian company open a Stripe account?

Stripe lists India as a preview country. Airwallex lists India among its supported registration locations.

Is PayPal available?

No. PayPal does not accept INR.