China · CNY · Airwallex market Online payments for transfer companies in China

In mainland China almost everyone pays with Alipay or WeChat Pay. A mainland company can open an Airwallex account locally and offer both, next to cards, in TransferArc; PayPal accepts CNY too.

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Currency: CNY
Gateways: 3
Local methods: 0

Last verified 11 Nov 2026

In short

3 gateways work in TransferArc for China: Stripe, Airwallex and PayPal.
A company registered in China can open a Airwallex account locally. Stripe would need an entity in a country it serves.
PayPal accepts CNY.

Payment market

How China pays

Currency: Chinese yuan (CNY)
Central bank: People’s Bank of China
Everyday payments: Alipay, WeChat Pay
Main airports: Beijing (PEK, PKX), Shanghai (PVG), Guangzhou (CAN)

Mobile wallets are the default in mainland China: Alipay and WeChat Pay are used for everything from taxis to hotels. A transfer company whose checkout does not offer them is asking residents to pay in an unfamiliar way.

Airwallex lists mainland China as a supported registration location and offers Alipay and WeChat Pay on its hosted page. Stripe does not open accounts for mainland companies. PayPal accepts CNY for cross-border customers.

Payment gateways for China in TransferArc

3 international gateways a transfer company in China can connect today under Finance → Online payments, each with its own merchant account.

International gateways

Stripe

Visa · Mastercard · American Express · Apple Pay · Google Pay

Needs an account registered in a country the gateway serves

About Stripe

Airwallex

Visa · Mastercard · American Express · Apple Pay · Google Pay · Alipay · WeChat Pay

Companies registered here can open an account

About Airwallex

PayPal

PayPal · Visa · Mastercard · American Express

Local account opening not confirmed — check with the gateway

About PayPal

Choosing

Which gateway to pick in China

Alipay and WeChat PayAirwallex: cards, wallets, Alipay and WeChat Pay on its Hosted Payment Page.
Customers who prefer PayPalPayPal, as a second option next to a card gateway.

Compare

Compare payment gateways in China

Gateway	Local methods	Apple Pay	Google Pay	Account for a company in China	TransferArc needs
Stripe	—	✓	✓	Foreign account	Secret key
Airwallex	—	✓	✓	Local account	Client ID, API key
PayPal	—	—	—	Check locally	Client ID, Secret

Local account: open it with a company registered in China. Foreign account: the merchant account must belong to an entity in a country the gateway serves. Payouts: confirm with the gateway.

Use cases

Where online payment helps operators in China

Airport transfers

Pickups at Beijing, Shanghai and Guangzhou airports paid by Alipay or WeChat Pay.

Business travel

Chauffeur service for visiting executives, paid by card.

Inbound tourism

Foreign visitors paying with international cards.

Sources and verification. Gateways, methods and credentials: TransferArc integration register. Local account rules: stripe.com/global, help.airwallex.com/hc/en-gb/articles/4408591334937, developer.paypal.com/reference/currency-codes/. Central bank or regulator: People’s Bank of China. Last verified 11 Nov 2026.

Logos are the gateways’ own, from their official websites; trademarks belong to their owners. Flag: flag-icons (MIT).

How we research and verify this information

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FAQ

Frequently asked questions.

Which payment gateways can a transfer company in China use in TransferArc?

Stripe, Airwallex and PayPal. They are connected under Finance → Online payments with your own merchant account.

Can a company registered in China open a Stripe account?

No. China is not on Stripe’s list of supported countries; Airwallex accepts companies registered there.