# Tap Payments for Transfer Companies in the GCC

> Tap Payments in TransferArc: mada, KNET, BENEFIT, OmanNet, NAPS, Apple Pay and cards for transfer bookings in eight countries, with setup and comparison.

https://www.transferarc.com/payment-gateways/tap-payments

One Tap account gives your customers the payment method of their own country, whether that is mada in Riyadh, KNET in Kuwait City or BENEFIT in Manama, plus cards with 3-D Secure, Apple Pay and Google Pay.

## In short

- Tap Payments is available in TransferArc in eight countries: Saudi Arabia, the UAE, Kuwait, Bahrain, Qatar, Oman, Egypt and Jordan.
- Tap reports licences in all six GCC states; for Egypt and Jordan, confirm local account opening with Tap.
- Each customer sees only the methods of their country that are enabled on your Tap account.

## What Tap Payments does in TransferArc

Tap Payments is a payments company founded in Kuwait that connects merchants to the Gulf’s local card networks. Its hosted page shows every method enabled on the merchant account: cards with 3-D Secure, mada, STC Pay, KNET, BENEFIT, OmanNet, NAPS/QPay, Fawry and Apple Pay.

TransferArc connects with your Tap secret key. Because one account covers several Gulf schemes, a group running transfers in more than one GCC country can keep one gateway across its markets.

- Type: local / regional gateway
- Official website: https://www.tap.company
- Payment methods: Visa, Mastercard, American Express, mada, STC Pay, Apple Pay, Google Pay, KNET, BENEFIT, OmanNet, NAPS / QPay, Fawry, Tabby (pay later)
- Credentials TransferArc needs: Secret key (secret)
- Last verified: 2026-11-11

## Countries in TransferArc

- Bahrain (BHD): Companies registered here can open an account. Methods: Visa, Mastercard, American Express, STC Pay, Apple Pay, Google Pay, BENEFIT
- Egypt (EGP): Local account opening not confirmed — check with the gateway. Methods: Visa, Mastercard, American Express, Apple Pay, Google Pay, Fawry
- Jordan (JOD): Local account opening not confirmed — check with the gateway. Methods: Visa, Mastercard, American Express, Apple Pay, Google Pay
- Kuwait (KWD): Companies registered here can open an account. Methods: Visa, Mastercard, American Express, STC Pay, Apple Pay, Google Pay, KNET, Tabby (pay later)
- Oman (OMR): Companies registered here can open an account. Methods: Visa, Mastercard, American Express, Apple Pay, Google Pay, OmanNet
- Qatar (QAR): Companies registered here can open an account. Methods: Visa, Mastercard, American Express, Apple Pay, Google Pay, NAPS / QPay
- Saudi Arabia (SAR): Companies registered here can open an account. Methods: Visa, Mastercard, American Express, mada, STC Pay, Apple Pay, Google Pay, Tabby (pay later)
- United Arab Emirates (AED): Companies registered here can open an account. Methods: Visa, Mastercard, American Express, Apple Pay, Google Pay, Tabby (pay later)

Account rules source: https://www.tap.company

## Why Gulf operators use Tap

- **Every local scheme**: mada, KNET, BENEFIT, OmanNet and NAPS from one account, so the local debit card works.
- **Apple Pay and Google Pay**: Both wallets on the hosted page for guests booking on a phone.
- **Pay later**: Tabby is in Tap’s method list for customers who split a larger booking, where enabled.

## Good fit for

- **Multi-country GCC groups**: One gateway for Saudi, UAE, Kuwaiti and other Gulf entities.
- **Airport and hotel transfers**: Local residents paying with a debit card on a domestic scheme.
- **Umrah and pilgrim transport**: Saudi operators taking mada and Apple Pay.

## Frequently asked questions.

### In which countries can I use Tap Payments in TransferArc?

Saudi Arabia, the United Arab Emirates, Kuwait, Bahrain, Qatar, Oman, Egypt and Jordan.

### Will a customer in Jordan see mada or KNET?

No. Customers see only the methods that exist in their country and are enabled on your account; mada appears in Saudi Arabia and KNET in Kuwait.

### What does TransferArc need?

Your Tap secret key, under Finance → Online payments. Test with Tap’s sandbox account before going live.

### Can I use Tap with another gateway?

Yes. Many operators add Stripe or Airwallex for international cards.

Request a demo: https://www.transferarc.com/contact