# CMI Payment Gateway for Transfers in Morocco

> CMI (Centre Monétique Interbancaire) in TransferArc: Moroccan and international cards with 3-D Secure on CMI’s page for transfer bookings in Morocco.

https://www.transferarc.com/payment-gateways/cmi

Morocco’s interbank card centre lets Moroccan and foreign cardholders pay for transfers on CMI’s secure page with 3-D Secure, using your CMI merchant account.

## In short

- CMI is available in TransferArc for companies in Morocco.
- Methods: Moroccan bank cards, Visa and Mastercard, with 3-D Secure.
- Refunds are made in CMI’s back office.

## What CMI does in TransferArc

The Centre Monétique Interbancaire (CMI) is the interbank organisation behind card payments in Morocco. Its 3D Pay Hosting page takes Moroccan bank cards and international Visa and Mastercard.

TransferArc connects with your CMI client ID (merchant ID) and store key. Tourists booking a Marrakech or Casablanca airport transfer pay with their own card; residents pay with a Moroccan card.

- Type: local / regional gateway
- Official website: https://www.cmi.co.ma
- Payment methods: CMI cards (Moroccan bank cards), Visa, Mastercard
- Credentials TransferArc needs: Client ID (merchant ID), Store key (secret)
- Last verified: 2026-11-11

## Countries in TransferArc

- Morocco (MAD): Companies registered here can open an account. Methods: CMI cards (Moroccan bank cards), Visa, Mastercard

Account rules source: https://www.cmi.co.ma

## Why Moroccan operators use CMI

- **Moroccan cards**: Local bank cards that foreign gateways do not reach.
- **Tourist cards**: Visa and Mastercard from visitors, with 3-D Secure.
- **Hosted page**: Card details are entered on CMI’s page, not on your site.

## Good fit for

- **Airport transfers**: Marrakech, Casablanca, Agadir and Fes airports.
- **Tour transport**: Desert and city tours booked in advance.
- **Hotel and riad transfers**: Guests paying before arrival.

## Frequently asked questions.

### Where is CMI available in TransferArc?

In Morocco.

### How do I refund a CMI payment?

In CMI’s back office. TransferArc records the refund against the booking.

### Does CMI offer Apple Pay?

Not in the TransferArc register; CMI takes cards.

### What does TransferArc need?

Your CMI client ID (merchant ID) and store key, under Finance → Online payments.

Request a demo: https://www.transferarc.com/contact