# Payment Gateways in Türkiye for Transfer Companies

> TROY, cards with 3-D Secure, instalments and Pay with iyzico for transfer bookings in Türkiye: iyzico, PayTR, Stripe and Airwallex in TransferArc, compared.

https://www.transferarc.com/countries/turkiye

Turkish cardholders expect instalments (taksit) and 3-D Secure. iyzico and PayTR both offer them in TransferArc, with the domestic TROY scheme next to Visa, Mastercard and Amex.

## In short

- Four gateways work in TransferArc for Türkiye: iyzico and PayTR (local), plus Stripe and Airwallex.
- Both local gateways take TROY and international cards with 3-D Secure and instalments; iyzico adds its wallet.
- Stripe and Airwallex do not open accounts for Turkish companies.
- PayPal is not available because PayPal does not accept TRY.

## How Türkiye pays

- **Currency**: Turkish lira (TRY)
- **Domestic card scheme**: TROY (BKM)
- **Card habit**: Instalments (taksit), 3-D Secure
- **Key airports**: Istanbul (IST, SAW), Antalya (AYT)

Türkiye is a card market with a strong instalment culture: many credit cards let the holder split a purchase into monthly taksit. TROY is the domestic card scheme of the Interbank Card Center (BKM).

Istanbul’s two airports and the Antalya coast make transfers a large business, with foreign tourists paying by international card.

## Payment gateways for Türkiye in TransferArc

- **iyzico** (Local gateways): TROY, Visa, Mastercard, American Express, Pay with iyzico. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/iyzico
- **PayTR** (Local gateways): TROY, Visa, Mastercard, American Express. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/paytr
- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Needs an account registered in a country the gateway serves. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Needs an account registered in a country the gateway serves. https://www.transferarc.com/payment-gateways/airwallex

## Where online payment helps Turkish operators

- **Istanbul airport transfers**: IST and SAW pickups paid in advance.
- **Antalya resort transfers**: Hotel transfers for tourists.
- **VIP and corporate transport**: Larger bookings split into instalments.

## Which gateway to pick in Türkiye

- **With a wallet**: iyzico: Pay with iyzico for returning customers.
- **iFrame with server confirmation**: PayTR: set the notification URL in the PayTR panel.
- **Both**: Take TROY, cards, 3-D Secure and instalments. Compare [iyzico](https://www.transferarc.com/payment-gateways/iyzico) and [PayTR](https://www.transferarc.com/payment-gateways/paytr).

## Sources and verification

- https://www.iyzico.com
- https://www.paytr.com
- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- Central bank or regulator: Central Bank of the Republic of Türkiye (https://www.tcmb.gov.tr/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a Turkish transfer company use in TransferArc?

iyzico, PayTR, Stripe and Airwallex.

### Do customers get instalments?

Yes, through iyzico or PayTR where the card and your account allow.

### Can a Turkish company open a Stripe account?

No. Türkiye is not on Stripe’s or Airwallex’s list of supported countries.

### Is PayPal available?

No. PayPal does not accept TRY.

Request a demo: https://www.transferarc.com/contact