# Payment Gateways in the Philippines for Transfers

> GCash, Maya, cards and PayPal for transfer bookings in the Philippines: Xendit, Stripe, Airwallex and PayPal in TransferArc, with account rules compared.

https://www.transferarc.com/countries/philippines

GCash and Maya are how Filipinos pay. Connect Xendit to TransferArc and customers pay for a Manila or Cebu transfer from their e-wallet, or by card.

## In short

- Four gateways work in TransferArc for the Philippines: Xendit (local), Stripe, Airwallex and PayPal.
- Xendit adds GCash and Maya.
- Philippine companies can open an Airwallex account; Stripe does not list the Philippines.
- PayPal accepts PHP.

## How the Philippines pays

- **Currency**: Philippine peso (PHP)
- **E-wallets**: GCash, Maya
- **Regulator**: Bangko Sentral ng Pilipinas
- **Key airports**: Manila (MNL), Cebu (CEB)

GCash and Maya e-wallets are used for everyday payments across the Philippines, including by many who rarely use a card online.

Cards and PayPal matter for overseas Filipinos booking transport for family, and for tourists heading to Cebu, Boracay and Palawan.

## Payment gateways for the Philippines in TransferArc

- **Xendit** (Local gateways): GCash, Maya, Visa, Mastercard. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/xendit
- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Needs an account registered in a country the gateway serves. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex
- **PayPal** (International gateways): PayPal, Visa, Mastercard, American Express. Local account opening not confirmed — check with the gateway. https://www.transferarc.com/payment-gateways/paypal

## Where online payment helps Philippine operators

- **Manila airport pickups**: Family members abroad paying for a relative’s pickup.
- **Island and resort transfers**: Tourists paying by card before arrival.
- **Corporate service**: Company accounts paying by card.

## Which gateway to pick in the Philippines

- **For local customers**: Xendit, for GCash and Maya.
- **For international cards**: Airwallex, which accepts Philippine companies.
- **PayPal**: For overseas payers; PHP is accepted.

## Sources and verification

- https://docs.xendit.co/getting-started
- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- https://developer.paypal.com/reference/currency-codes/
- Central bank or regulator: Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a Philippine transfer company use in TransferArc?

Xendit, Stripe, Airwallex and PayPal.

### Can customers pay with GCash?

Yes, through Xendit, with Maya as well.

### Can a Philippine company open a Stripe account?

No. The Philippines is not on Stripe’s list; Airwallex lists it among its supported locations.

### Is PayPal available?

Yes. PayPal accepts PHP.

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