# Payment Gateways in Pakistan for Transfer Companies

> JazzCash, Easypaisa, UPaisa, PayPak, cards and bank accounts for transfer and rent-a-car bookings in Pakistan: PayFast (APPS), Stripe and Airwallex compared.

https://www.transferarc.com/countries/pakistan

Pakistani customers pay with JazzCash and Easypaisa as readily as by card. PayFast by APPS brings wallets, PayPak cards and 1LINK bank payments to TransferArc.

## In short

- Three gateways work in TransferArc for Pakistan: PayFast (APPS) (local), plus Stripe and Airwallex.
- PayFast adds JazzCash, Easypaisa, UPaisa, PayPak, UnionPay and bank accounts through 1LINK.
- Stripe and Airwallex do not open accounts for Pakistani companies.
- PayPal is not available because PayPal does not accept PKR.

## How Pakistan pays

- **Currency**: Pakistani rupee (PKR)
- **Domestic card scheme**: PayPak (1LINK)
- **Mobile wallets**: JazzCash, Easypaisa, UPaisa
- **Regulator**: State Bank of Pakistan

Mobile wallets are widely used in Pakistan, and JazzCash and Easypaisa are household names. PayPak is the domestic card scheme run by 1LINK, which also connects bank accounts for online payments.

Rent-a-car with driver and airport transfers are the core of the market in Karachi, Lahore and Islamabad, with corporate customers paying by bank account.

## Payment gateways for Pakistan in TransferArc

- **PayFast (APPS)** (Local gateways): Visa, Mastercard, PayPak, UnionPay, JazzCash, Easypaisa, UPaisa, Bank account (1LINK). Companies registered here can open an account. https://www.transferarc.com/payment-gateways/payfast
- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Needs an account registered in a country the gateway serves. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Needs an account registered in a country the gateway serves. https://www.transferarc.com/payment-gateways/airwallex

## Where online payment helps Pakistani operators

- **Airport transfers**: Karachi, Lahore and Islamabad pickups paid by wallet.
- **Rent-a-car with driver**: Day and intercity hire paid in advance.
- **Corporate transport**: Bank-account payments through 1LINK.

## Which gateway to pick in Pakistan

- **Local customers**: PayFast (APPS): wallets, PayPak and bank accounts.
- **International entity**: Stripe or Airwallex, if your group has an entity in a country they serve.
- **Refunds**: Made in the PayFast portal.

## Sources and verification

- https://gopayfast.com
- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- Central bank or regulator: State Bank of Pakistan (https://www.sbp.org.pk/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a Pakistani transfer company use in TransferArc?

PayFast (APPS), Stripe and Airwallex.

### Can customers pay with JazzCash or Easypaisa?

Yes, through PayFast, as enabled on your account.

### Can a Pakistani company open a Stripe account?

No. Pakistan is not on Stripe’s or Airwallex’s list of supported countries.

### Is PayPal available?

No. PayPal does not accept PKR.

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