# Payment Gateways in New Zealand

> Card and wallet payments for transfers in New Zealand: Stripe, Airwallex and PayPal in TransferArc, with account rules and setup compared.

https://www.transferarc.com/countries/new-zealand

From Auckland airport to Queenstown’s ski fields, New Zealand operators can open Stripe and Airwallex accounts at home and take cards, wallets and PayPal in TransferArc.

## In short

- 3 gateways work in TransferArc for New Zealand: Stripe, Airwallex and PayPal.
- A company registered in New Zealand can open a Stripe and an Airwallex account locally.
- PayPal accepts NZD.

## How New Zealand pays

- **Currency**: New Zealand dollar (NZD)
- **Central bank**: Reserve Bank of New Zealand
- **Market**: High contactless and wallet use
- **Main airports**: Auckland (AKL), Queenstown (ZQN), Christchurch (CHC)

Inbound tourism shapes New Zealand’s transfer market: Auckland arrivals, Queenstown ski and adventure traffic, and cruise passengers in Auckland and Wellington.

New Zealand companies can open Stripe and Airwallex accounts locally, and PayPal accepts NZD.

## Payment gateways for New Zealand in TransferArc

- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex
- **PayPal** (International gateways): PayPal, Visa, Mastercard, American Express. Local account opening not confirmed — check with the gateway. https://www.transferarc.com/payment-gateways/paypal

## Where online payment helps operators in New Zealand

- **Queenstown transfers**: Airport and ski-field shuttles.
- **Auckland airport**: City and hotel transfers.
- **Cruise passengers**: Port tours in Auckland and Wellington.

## Which gateway to pick in New Zealand

- **Simplest setup**: Stripe: one secret key in TransferArc, Stripe Checkout with cards, Apple Pay and Google Pay.
- **Visitors from Asia or multi-currency**: Airwallex: cards, wallets, Alipay and WeChat Pay on its Hosted Payment Page.
- **Customers who prefer PayPal**: PayPal, as a second option next to a card gateway.

## Sources and verification

- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- https://developer.paypal.com/reference/currency-codes/
- Central bank or regulator: Reserve Bank of New Zealand (https://www.rbnz.govt.nz/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a transfer company in New Zealand use in TransferArc?

Stripe, Airwallex and PayPal. They are connected under Finance → Online payments with your own merchant account.

### Can a company registered in New Zealand open a Stripe account?

Yes. New Zealand is on Stripe’s list of supported countries.

### Can Australian visitors pay with their cards?

Yes. Cards and phone wallets from Australia work through all three gateways.

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