# Payment Gateways in Morocco for Transfer Companies

> Moroccan and international cards with 3-D Secure for transfer and tour bookings in Morocco: CMI, Stripe and Airwallex in TransferArc, compared.

https://www.transferarc.com/countries/morocco

Tourists and residents both pay by card in Morocco. CMI, the country’s interbank card centre, takes Moroccan and international cards with 3-D Secure in TransferArc.

## In short

- Three gateways work in TransferArc for Morocco: CMI (local), plus Stripe and Airwallex.
- CMI takes Moroccan bank cards plus Visa and Mastercard with 3-D Secure.
- Stripe and Airwallex do not open accounts for Moroccan companies.
- PayPal is not available because PayPal does not accept MAD.

## How Morocco pays

- **Currency**: Moroccan dirham (MAD)
- **Card centre**: CMI (Centre Monétique Interbancaire)
- **Regulator**: Bank Al-Maghrib
- **Key airports**: Casablanca (CMN), Marrakech (RAK), Agadir (AGA)

Card payments in Morocco run through the CMI, the interbank card centre set up by Moroccan banks. Its hosted page takes Moroccan bank cards and international cards, with 3-D Secure.

Tourism drives much of the transfer business, from Marrakech riads to Agadir resorts, so international cards matter as much as local ones.

## Payment gateways for Morocco in TransferArc

- **CMI (Centre Monétique Interbancaire)** (Local gateways): CMI cards (Moroccan bank cards), Visa, Mastercard. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/cmi
- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Needs an account registered in a country the gateway serves. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Needs an account registered in a country the gateway serves. https://www.transferarc.com/payment-gateways/airwallex

## Where online payment helps Moroccan operators

- **Marrakech airport and riad transfers**: Guests paying before arrival.
- **Desert tours**: Multi-day trips to the Sahara paid in advance.
- **Casablanca business travel**: Corporate airport transfers.

## Which gateway to pick in Morocco

- **Local company**: CMI: Moroccan and international cards.
- **International entity**: Stripe or Airwallex, if your group has an entity in a country they serve.
- **Refunds**: Made in CMI’s back office.

## Sources and verification

- https://www.cmi.co.ma
- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- Central bank or regulator: Bank Al-Maghrib (https://www.bkam.ma/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a Moroccan transfer company use in TransferArc?

CMI, Stripe and Airwallex.

### Can tourists pay with their own card?

Yes. CMI takes Visa and Mastercard with 3-D Secure.

### Can a Moroccan company open a Stripe account?

No. Morocco is not on Stripe’s or Airwallex’s list of supported countries.

### Is PayPal available?

No. PayPal does not accept MAD.

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