# Accept Online Payments for Transfers in Japan

> Card and wallet payments for transfers in Japan: Stripe, Airwallex and PayPal in TransferArc, with account rules and setup compared.

https://www.transferarc.com/countries/japan

Japanese companies can open Stripe and Airwallex accounts locally, and PayPal accepts JPY. Airport and hire-car-with-driver operators can take cards and wallets from inbound visitors in TransferArc.

## In short

- 3 gateways work in TransferArc for Japan: Stripe, Airwallex and PayPal.
- A company registered in Japan can open a Stripe and an Airwallex account locally.
- PayPal accepts JPY.

## How Japan pays

- **Currency**: Japanese yen (JPY)
- **Central bank**: Bank of Japan
- **Domestic card network**: JCB
- **Main airports**: Tokyo (NRT, HND), Osaka (KIX)

Inbound tourism has made private airport transfers and chartered cars with drivers a growing business around Tokyo, Osaka, Kyoto and the ski areas of Hokkaido. Most of these customers book from abroad.

Visitors pay with their own cards and phone wallets. JCB is Japan’s domestic card brand; it is not listed among the methods the gateways in TransferArc offer, so customers pay by Visa, Mastercard, Amex, Apple Pay or Google Pay.

## Payment gateways for Japan in TransferArc

- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex
- **PayPal** (International gateways): PayPal, Visa, Mastercard, American Express. Local account opening not confirmed — check with the gateway. https://www.transferarc.com/payment-gateways/paypal

## Where online payment helps operators in Japan

- **Narita and Haneda transfers**: Private cars to Tokyo hotels.
- **Kyoto and Osaka charters**: Day hire of a car with driver.
- **Ski transfers**: New Chitose to Niseko in winter.

## Which gateway to pick in Japan

- **Simplest setup**: Stripe: one secret key in TransferArc, Stripe Checkout with cards, Apple Pay and Google Pay.
- **Visitors from Asia or multi-currency**: Airwallex: cards, wallets, Alipay and WeChat Pay on its Hosted Payment Page.
- **Customers who prefer PayPal**: PayPal, as a second option next to a card gateway.

## Sources and verification

- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- https://developer.paypal.com/reference/currency-codes/
- Central bank or regulator: Bank of Japan (https://www.boj.or.jp/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a transfer company in Japan use in TransferArc?

Stripe, Airwallex and PayPal. They are connected under Finance → Online payments with your own merchant account.

### Can a company registered in Japan open a Stripe account?

Yes. Japan is on Stripe’s list of supported countries.

### Can customers pay with JCB?

JCB is not listed among the methods in TransferArc’s gateways. Customers pay by Visa, Mastercard, American Express, Apple Pay, Google Pay or PayPal.

Request a demo: https://www.transferarc.com/contact