# Payment Gateways in Indonesia for Transfer Firms

> QRIS, virtual accounts, OVO, DANA, ShopeePay and cards for transfer bookings in Indonesia: Xendit, Stripe and Airwallex in TransferArc, compared.

https://www.transferarc.com/countries/indonesia

From Bali villa transfers to Jakarta airport pickups, Indonesian customers pay by QRIS, bank virtual account or e-wallet. Xendit brings all three to TransferArc, next to cards.

## In short

- Three gateways work in TransferArc for Indonesia: Xendit (local) plus Stripe and Airwallex.
- Xendit adds QRIS, bank virtual accounts, OVO, DANA and ShopeePay.
- Airwallex opens accounts for Indonesian companies; Stripe lists Indonesia as a preview country.
- PayPal is not available because PayPal does not accept IDR.

## How Indonesia pays

- **Currency**: Indonesian rupiah (IDR)
- **National QR standard**: QRIS (Bank Indonesia)
- **Popular e-wallets**: OVO, DANA, ShopeePay
- **Key airports**: Jakarta (CGK), Bali (DPS)

QRIS is Bank Indonesia’s national QR standard: one code that any bank or e-wallet app can pay. Bank virtual accounts, where the customer transfers to a number unique to the booking, are the other everyday method.

Tourism makes cards important too, especially in Bali, where many guests pay with foreign cards. A transfer company in Indonesia serves both groups, so it needs local methods for residents and cards for visitors.

## Payment gateways for Indonesia in TransferArc

- **Xendit** (Local gateways): QRIS, Bank virtual accounts, OVO, DANA, ShopeePay, Visa, Mastercard. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/xendit
- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Account opening in preview (invite / limited). https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex

## Where online payment helps Indonesian operators

- **Bali airport and villa transfers**: Tourists paying by card, residents by QRIS.
- **Jakarta corporate transport**: Virtual-account transfers from companies.
- **Tour and driver hire**: E-wallet payments for day trips.

## Which gateway to pick in Indonesia

- **For residents**: Xendit, for QRIS, virtual accounts and e-wallets.
- **For tourists**: Xendit also takes cards; Airwallex adds Apple Pay, Google Pay, Alipay and WeChat Pay.
- **Stripe**: Preview in Indonesia: check access with Stripe.

## Sources and verification

- https://docs.xendit.co/getting-started
- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- Central bank or regulator: Bank Indonesia (https://www.bi.go.id/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can an Indonesian transfer company use in TransferArc?

Xendit, Stripe and Airwallex.

### Can customers pay with QRIS?

Yes, through Xendit invoices.

### Can an Indonesian company open an Airwallex account?

Yes. Indonesia is on Airwallex’s list of supported registration locations.

### Is PayPal available?

No. PayPal does not accept IDR.

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