# Payment Gateways in India for Transfer & Cab Firms

> UPI, RuPay, cards, net banking and wallets for cab and transfer bookings in India: Razorpay, Stripe and Airwallex in TransferArc, with account rules compared.

https://www.transferarc.com/countries/india

UPI made India a real-time payments country. Connect Razorpay to TransferArc and customers pay for an airport cab or outstation trip by UPI, RuPay, any card, net banking or wallet.

## In short

- Three gateways work in TransferArc for India: Razorpay (local) plus Stripe and Airwallex.
- Razorpay adds UPI, RuPay, net banking, wallets and EMI.
- Airwallex opens accounts for Indian companies; Stripe lists India as a preview country.
- PayPal is not available because PayPal does not accept INR.

## How India pays

- **Currency**: Indian rupee (INR)
- **Real-time payments**: UPI (run by NPCI)
- **Domestic card scheme**: RuPay
- **Regulator**: Reserve Bank of India

UPI, the Unified Payments Interface run by the National Payments Corporation of India, lets anyone pay from a banking or payments app with a UPI ID or QR code. For bookings that is the default: fast, familiar and free for the payer.

Cards still matter for corporate travel and visitors, and RuPay is the domestic scheme behind many debit cards. Net banking and EMI cover larger corporate and tour payments. Indian [cab and taxi operators](https://www.transferarc.com/taxi-dispatch-software) usually collect in advance by UPI and invoice companies monthly.

## Payment gateways for India in TransferArc

- **Razorpay** (Local gateways): UPI, RuPay, Visa, Mastercard, American Express, Net banking, Mobile wallets, Card EMI. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/razorpay
- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Account opening in preview (invite / limited). https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex

## Where online payment helps Indian operators

- **Airport cabs**: Prepaid airport pickups paid by UPI from a link sent on WhatsApp.
- **Outstation trips**: Advance payment for multi-day hire.
- **Corporate employee transport**: Monthly invoices paid by net banking or card.

## Which gateway to pick in India

- **For Indian customers**: Razorpay, for UPI, RuPay and net banking.
- **For inbound travellers**: Airwallex: Indian companies can open an account and take international cards and wallets.
- **Stripe**: Listed by Stripe as a preview country for India: check access with Stripe.

## Sources and verification

- https://razorpay.com
- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- Central bank or regulator: Reserve Bank of India (https://www.rbi.org.in/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can an Indian transfer company use in TransferArc?

Razorpay, Stripe and Airwallex.

### Can customers pay by UPI?

Yes, through Razorpay Payment Links.

### Can an Indian company open a Stripe account?

Stripe lists India as a preview country. Airwallex lists India among its supported registration locations.

### Is PayPal available?

No. PayPal does not accept INR.

Request a demo: https://www.transferarc.com/contact