# Accept Online Payments for Transfers in Estonia

> Card and wallet payments for transfers in Estonia: Stripe, Airwallex, Revolut Business and PayPal in TransferArc, with account rules and setup compared.

https://www.transferarc.com/countries/estonia

Estonia is a digital-first market where online payment is the norm. Estonian operators can connect Stripe, Airwallex or PayPal to TransferArc for Tallinn airport, port and city transfers.

## In short

- 4 gateways work in TransferArc for Estonia: Stripe, Airwallex, Revolut Business and PayPal.
- A company registered in Estonia can open a Stripe and an Airwallex account locally.
- PayPal accepts EUR.

## How Estonia pays

- **Currency**: Euro (EUR)
- **Central bank**: Eesti Pank
- **Market**: Euro area, SEPA
- **Main airport**: Tallinn (TLL)

Tallinn is both a city-break destination and a busy ferry hub for Helsinki and Stockholm, so transfers between the airport, the passenger port and the old town are a steady business.

Estonian companies can open Stripe and Airwallex accounts locally, and PayPal accepts EUR.

## Payment gateways for Estonia in TransferArc

- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex
- **Revolut Business** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Revolut Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/revolut-business
- **PayPal** (International gateways): PayPal, Visa, Mastercard, American Express. Local account opening not confirmed — check with the gateway. https://www.transferarc.com/payment-gateways/paypal

## Where online payment helps operators in Estonia

- **Port transfers**: Pickups at Tallinn’s passenger port for ferry and cruise passengers.
- **Airport transfers**: Tallinn airport to hotels and the old town.
- **Corporate travel**: Business visitors to Tallinn’s tech companies.

## Which gateway to pick in Estonia

- **Simplest setup**: Stripe: one secret key in TransferArc, Stripe Checkout with cards, Apple Pay and Google Pay.
- **Visitors from Asia or multi-currency**: Airwallex: cards, wallets, Alipay and WeChat Pay on its Hosted Payment Page.
- **Already banking with Revolut**: Revolut Business: a Merchant account on your Revolut Business account in Estonia takes cards, Apple Pay, Google Pay and Revolut Pay.
- **Customers who prefer PayPal**: PayPal, as a second option next to a card gateway.

## Sources and verification

- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- https://help.revolut.com/help/merchant-accounts/setting-up-a-merchant-account/who-can-apply-for-a-merchant-account/business/
- https://developer.paypal.com/reference/currency-codes/
- Central bank or regulator: Eesti Pank (https://www.eestipank.ee/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a transfer company in Estonia use in TransferArc?

Stripe, Airwallex, Revolut Business and PayPal. They are connected under Finance → Online payments with your own merchant account.

### Can a company registered in Estonia open a Stripe account?

Yes. Estonia is on Stripe’s list of supported countries.

### Can an Estonian e-resident company use these gateways?

Stripe and Airwallex accept companies registered in Estonia; check each provider’s own requirements for your company.

Request a demo: https://www.transferarc.com/contact