# Online Payments for Transfer Companies in China

> Card and wallet payments for transfers in China: Stripe, Airwallex and PayPal in TransferArc, with account rules and setup compared.

https://www.transferarc.com/countries/china

In mainland China almost everyone pays with Alipay or WeChat Pay. A mainland company can open an Airwallex account locally and offer both, next to cards, in TransferArc; PayPal accepts CNY too.

## In short

- 3 gateways work in TransferArc for China: Stripe, Airwallex and PayPal.
- A company registered in China can open a Airwallex account locally. Stripe would need an entity in a country it serves.
- PayPal accepts CNY.

## How China pays

- **Currency**: Chinese yuan (CNY)
- **Central bank**: People’s Bank of China
- **Everyday payments**: Alipay, WeChat Pay
- **Main airports**: Beijing (PEK, PKX), Shanghai (PVG), Guangzhou (CAN)

Mobile wallets are the default in mainland China: Alipay and WeChat Pay are used for everything from taxis to hotels. A transfer company whose checkout does not offer them is asking residents to pay in an unfamiliar way.

Airwallex lists mainland China as a supported registration location and offers Alipay and WeChat Pay on its hosted page. Stripe does not open accounts for mainland companies. PayPal accepts CNY for cross-border customers.

## Payment gateways for China in TransferArc

- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Needs an account registered in a country the gateway serves. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex
- **PayPal** (International gateways): PayPal, Visa, Mastercard, American Express. Local account opening not confirmed — check with the gateway. https://www.transferarc.com/payment-gateways/paypal

## Where online payment helps operators in China

- **Airport transfers**: Pickups at Beijing, Shanghai and Guangzhou airports paid by Alipay or WeChat Pay.
- **Business travel**: Chauffeur service for visiting executives, paid by card.
- **Inbound tourism**: Foreign visitors paying with international cards.

## Which gateway to pick in China

- **Alipay and WeChat Pay**: Airwallex: cards, wallets, Alipay and WeChat Pay on its Hosted Payment Page.
- **Customers who prefer PayPal**: PayPal, as a second option next to a card gateway.

## Sources and verification

- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- https://developer.paypal.com/reference/currency-codes/
- Central bank or regulator: People’s Bank of China (http://www.pbc.gov.cn/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a transfer company in China use in TransferArc?

Stripe, Airwallex and PayPal. They are connected under Finance → Online payments with your own merchant account.

### Can a company registered in China open a Stripe account?

No. China is not on Stripe’s list of supported countries; Airwallex accepts companies registered there.

### Can customers pay with Alipay or WeChat Pay?

Yes, through Airwallex, when the methods are enabled on your Airwallex account.

Request a demo: https://www.transferarc.com/contact