# Payment Gateways in Bulgaria

> Card and wallet payments for transfers in Bulgaria: Stripe, Airwallex, Revolut Business and PayPal in TransferArc, with account rules and setup compared.

https://www.transferarc.com/countries/bulgaria

Bulgaria moved to the euro on 1 January 2026, which made PayPal available alongside Stripe and Airwallex. Transfer companies serving Sofia, the Black Sea coast and the ski resorts can connect all four gateways, Revolut Business included, in TransferArc.

## In short

- 4 gateways work in TransferArc for Bulgaria: Stripe, Airwallex, Revolut Business and PayPal.
- A company registered in Bulgaria can open a Stripe and an Airwallex account locally.
- PayPal accepts EUR.

## How Bulgaria pays

- **Currency**: Euro (EUR, since 1 January 2026)
- **Central bank**: Bulgarian National Bank
- **Currency change**: Lev replaced by the euro on 1 January 2026
- **Main airports**: Sofia (SOF), Varna (VAR), Burgas (BOJ)

Bulgaria’s transfer market is seasonal and international: summer traffic through Varna and Burgas to the Black Sea resorts, and winter ski traffic from Sofia to Bansko and Borovets. Many passengers are foreign tourists booking packages online.

With the euro, Bulgarian operators now price in the same currency as most of their European customers. Bulgarian companies can open Stripe and Airwallex accounts locally, and PayPal accepts EUR.

## Payment gateways for Bulgaria in TransferArc

- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex
- **Revolut Business** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Revolut Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/revolut-business
- **PayPal** (International gateways): PayPal, Visa, Mastercard, American Express. Local account opening not confirmed — check with the gateway. https://www.transferarc.com/payment-gateways/paypal

## Where online payment helps operators in Bulgaria

- **Black Sea resort transfers**: Varna and Burgas airport pickups for Sunny Beach and Golden Sands, paid at booking.
- **Ski transfers**: Sofia airport to Bansko and Borovets.
- **Sofia business travel**: Airport and city chauffeur service for companies.

## Which gateway to pick in Bulgaria

- **Simplest setup**: Stripe: one secret key in TransferArc, Stripe Checkout with cards, Apple Pay and Google Pay.
- **Visitors from Asia or multi-currency**: Airwallex: cards, wallets, Alipay and WeChat Pay on its Hosted Payment Page.
- **Already banking with Revolut**: Revolut Business: a Merchant account on your Revolut Business account in Bulgaria takes cards, Apple Pay, Google Pay and Revolut Pay.
- **Customers who prefer PayPal**: PayPal, as a second option next to a card gateway.

## Sources and verification

- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- https://help.revolut.com/help/merchant-accounts/setting-up-a-merchant-account/who-can-apply-for-a-merchant-account/business/
- https://developer.paypal.com/reference/currency-codes/
- Central bank or regulator: Bulgarian National Bank (https://www.bnb.bg/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a transfer company in Bulgaria use in TransferArc?

Stripe, Airwallex, Revolut Business and PayPal. They are connected under Finance → Online payments with your own merchant account.

### Can a company registered in Bulgaria open a Stripe account?

Yes. Bulgaria is on Stripe’s list of supported countries.

### Can Bulgarian companies use PayPal?

Yes. Since Bulgaria adopted the euro on 1 January 2026, a Bulgarian company operating in EUR can connect PayPal.

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