# Payment Gateways in Australia

> Card and wallet payments for transfers in Australia: Stripe, Airwallex, Revolut Business and PayPal in TransferArc, with account rules and setup compared.

https://www.transferarc.com/countries/australia

Australians tap a card or a phone for almost everything. Connect Stripe, Airwallex or PayPal to TransferArc and passengers pay for an airport transfer or a winery tour by card, Apple Pay or Google Pay before the car arrives.

## In short

- 4 gateways work in TransferArc for Australia: Stripe, Airwallex, Revolut Business and PayPal.
- A company registered in Australia can open a Stripe and an Airwallex account locally.
- PayPal accepts AUD.

## How Australia pays

- **Currency**: Australian dollar (AUD)
- **Central bank**: Reserve Bank of Australia
- **Domestic debit scheme**: eftpos
- **Main airports**: Sydney (SYD), Melbourne (MEL), Brisbane (BNE)

Australia is one of the most contactless card markets in the world, and phone wallets are routine at the kerb. For a transfer company that means card-on-booking is expected, not a novelty, and a payment link sent after a phone booking gets paid quickly.

Australian-registered companies can open both a Stripe and an Airwallex account at home, and PayPal accepts AUD, so all four gateways in TransferArc (Stripe, Airwallex, Revolut Business and PayPal) are open to an Australian operator. eftpos, the domestic debit scheme, is not offered as a separate method through these gateways; customers pay by Visa, Mastercard, Amex or a phone wallet.

## Payment gateways for Australia in TransferArc

- **Stripe** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/stripe
- **Airwallex** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Alipay, WeChat Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/airwallex
- **Revolut Business** (International gateways): Visa, Mastercard, American Express, Apple Pay, Google Pay, Revolut Pay. Companies registered here can open an account. https://www.transferarc.com/payment-gateways/revolut-business
- **PayPal** (International gateways): PayPal, Visa, Mastercard, American Express. Local account opening not confirmed — check with the gateway. https://www.transferarc.com/payment-gateways/paypal

## Where online payment helps operators in Australia

- **Airport transfers**: Prepaid pickups at Sydney, Melbourne and Brisbane, paid by card or Apple Pay.
- **Wine and day tours**: Hunter Valley, Barossa and Yarra Valley tours paid in advance.
- **Corporate chauffeur**: Company cards for executive transport between CBD and airport.

## Which gateway to pick in Australia

- **Simplest setup**: Stripe: one secret key in TransferArc, Stripe Checkout with cards, Apple Pay and Google Pay.
- **Visitors from Asia or multi-currency**: Airwallex: cards, wallets, Alipay and WeChat Pay on its Hosted Payment Page.
- **Already banking with Revolut**: Revolut Business: a Merchant account on your Revolut Business account in Australia takes cards, Apple Pay, Google Pay and Revolut Pay.
- **Customers who prefer PayPal**: PayPal, as a second option next to a card gateway.

## Sources and verification

- https://stripe.com/global
- https://help.airwallex.com/hc/en-gb/articles/4408591334937
- https://help.revolut.com/help/merchant-accounts/setting-up-a-merchant-account/who-can-apply-for-a-merchant-account/business/
- https://developer.paypal.com/reference/currency-codes/
- Central bank or regulator: Reserve Bank of Australia (https://www.rba.gov.au/)
- Last verified 2026-11-11

## Frequently asked questions.

### Which payment gateways can a transfer company in Australia use in TransferArc?

Stripe, Airwallex, Revolut Business and PayPal. They are connected under Finance → Online payments with your own merchant account.

### Can a company registered in Australia open a Stripe account?

Yes. Australia is on Stripe’s list of supported countries.

### Can customers pay with eftpos online?

Not as a separate method. Through Stripe, Airwallex and PayPal in TransferArc customers pay by Visa, Mastercard, American Express, Apple Pay or Google Pay.

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